Are you considering buying an apartment or property in Finland? Whether you’re relocating, investing, or simply dreaming of a peaceful Nordic lifestyle, Finland offers a stable, secure, and high-quality living environment. This guide will walk you through the reasons to buy in Finland, the practical steps involved, and how RE/MAX can help you every step of the way.

Why Buy Property in Finland?

1. Stable and Transparent Market

Finland has one of the most transparent and well-regulated real estate markets in the world. The legal system supports secure property ownership and ensures clear transactions with minimal risk of fraud or corruption.

2. High Quality of Life

Finland consistently ranks among the top countries in the world for quality of life, education, healthcare, safety, and environmental standards. Cities like Helsinki, Espoo, and Tampere offer vibrant urban life, while the countryside and lakeside properties provide serene getaways.

3. No Restrictions for Foreign Buyers

Finland welcomes foreign investment. Individuals from EU and EEA countries are generally free to buy residential property without restrictions. Only the purchase of real estate by non-EU on non-EEA citizens requires permission from the Ministry of Defence.

4. Excellent Long-Term Investment

Property values in Finland have remained relatively stable, with steady demand in urban areas. With low corruption, strong infrastructure, and sustainable development, Finnish real estate is a sound long-term investment.

What to Know Before You Buy

Buying property in Finland is a straightforward process, but it does involve a few key steps:

1. Financing and Budgeting

Before starting your search, determine your budget. Finnish banks may offer mortgages to foreigners, especially if you have income in Finland or within the EU. Pre-approval is often helpful when making an offer.

2. Property Search and Inspection

You can search for listings online or through an agent. Once you find a property of interest, a showing (either in person or virtual) is arranged. It’s common practice to review detailed property documents, including a condition report and housing company information, before proceeding.

3. Making an Offer

Offers are usually made in writing and are legally binding once accepted. A buyer should be sure of their financing before submitting an offer.

4. Signing the Deed of Sale

A notary is not typically required for apartment purchases. The deal is concluded in a digital format or in person, and the buyer must pay the transfer tax (usually 1,5% for apartments, 3% for properties).

5. Registration and Transfer

After the sale, the property must be registered with the Finnish authorities. This includes registering ownership and paying the necessary taxes.

How RE/MAX Can Help You

At RE/MAX Finland, we specialize in making the property buying experience smooth, clear, and successful — especially for international buyers. Here’s how we support you:

1. Local Expertise

Our agents know the Finnish market inside and out. We provide insight into neighborhoods, pricing trends, and legal requirements.

2. Multilingual Services

We work with clients from all over the world and offer services in multiple languages to ensure smooth communication throughout the process.

3. Trusted Network

We can connect you with trusted mortgage advisors, property inspectors, lawyers, and other professionals to help you make informed decisions.

4. End-to-End Support

From the initial search to finalizing the deal and beyond, RE/MAX guides you every step of the way. Whether you’re buying a city apartment, a lakeside cottage, or an investment property, we’re here to help.

Start Your Property Journey in Finland Today

Buying an apartment or property in Finland can be one of the best decisions you make — for your lifestyle, your family, or your portfolio. Contact us at RE/MAX to begin your journey with confidence and peace of mind.

Don’t hesitate contact us if you are planning to buy a apartment or property in Finland!